First home, refinance, investment property, or the condo nobody else could finance. Timberline shops your loan across dozens of wholesale lenders and knows the guidelines cold.
Bonds opened soft again Wednesday. Crude pushed higher overnight on renewed Middle East hostilities, and rising fuel costs feed inflation expectations, which is what the bond market punishes hardest. The 10-year Treasury yield closed Tuesday at its highest level since 2023 and has not backed off this morning. A larger than usual Treasury buyback offered the long end some support, but not enough to change the tone.
For Colorado buyers, that shows up as pricing that drifts the wrong way in small daily steps. If you are closing within 30 days, floating into Thursday's producer price report and Friday's consumer inflation reading buys little. Both land right before next week's Fed meeting. Set your refinance target with us now. Lock alert stays on.
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A bank loan officer can only offer that bank's rate sheet. Timberline submits your file into the wholesale channel, United Wholesale Mortgage and other investors, and brings back the pricing and program that fit your situation.
Dave Glotfelty, Chief Lending Officer · NMLS #857935. Twenty-plus years in Colorado mortgage lending, and he has never lost an underwriting escalation he believed in.
Purchase, refinance, or investment, here's what we originate for Colorado borrowers.
Fannie Mae & Freddie Mac financing, as low as 3% down.
Learn more → GovernmentFlexible credit and down payment options backed by the FHA.
Learn more → GovernmentZero-down financing for eligible veterans and service members.
Learn more → GovernmentZero-down financing for eligible rural and suburban Colorado properties.
Learn more → High BalanceFinancing above conforming limits for higher-value properties.
Learn more → SpecialtyQualify on bank statements instead of tax returns, built for 1099 and self-employed borrowers.
Learn more → InvestorFinancing for rental and investment property, including DSCR programs.
Learn more → InvestorShort-term, asset-based financing for flips and time-sensitive deals.
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Run your own numbers in the payment calculator, or talk your situation through with a loan officer. No obligation, no pressure.
