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The Timberline Blog

Mortgage news, minus the noise

Rate market updates, loan program guides, and straight answers about Colorado home financing, written by the people doing the loans.

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Market Update

Bonds pause ahead of the Fed decision

October 26, 2026

Bonds are quiet after last week's tech-driven rally, and attention turns to Wednesday's Fed announcement. What moved rates and how to plan around the meeting.

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Market Update

Tech worries send investors into bonds

October 19, 2026

Bonds rallied last week as tech sector worries pushed investors toward safety, and this week opens with a light calendar. What moved rates and how to approach a market driven by stocks.

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Market Update

Bonds end the week with a small gain

October 12, 2026

Bonds recovered from a weak start on Friday and finished slightly higher, and the bond market was closed for the holiday. What moved rates and what to watch.

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Market Update

Weak jobs report, muted reaction from the bond market

October 5, 2026

A much softer jobs report lifted bonds on Friday, but the rally faded by the close. What drove the move and how to approach a choppy market.

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Market Update

Oil's slide finally catches up with the bond market

September 21, 2026

A sharp drop in oil prices finally started pulling Treasury yields lower after a week of Fed-focused trading. What drove the move and how to play a range-bound market.

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Market Update

The 10 year Treasury crosses the five percent line

September 14, 2026

Bonds resumed last week's selling to start the new week, and the 10 year Treasury yield pushed through the five percent level for the first time in this stretch. What drove the move and how to play a volatile market.

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Market Update

A rough start to September for mortgage rates

September 2, 2026

An oil spike on Middle East headlines pushed yields to their highest closing levels since January 2025. What happened and how to play a headline-driven market.

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Denver Metro

Denver's market, fall 2026: more choices, steady prices, and a condo buyer's market

September 2, 2026

Median prices holding near $615K, inventory above 12,000 listings, and condos sitting at nearly six months of supply. What the latest metro data means for buyers and sellers.

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Mountain Markets

The mountain market in 2026: fewer deals, record prices, and the condo trap

September 2, 2026

From Summit County to Steamboat: transaction counts down, values at record highs, luxury carrying the volume, and the resort-condo financing trap that stalls deals late.

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Loan Programs

The non-warrantable condo playbook

September 2, 2026

Why buildings fail conventional project review, the tests that trip them most, and the play when the answer is no: verify, reroute, and close anyway.

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New posts land here weekly, rate market updates, loan program guides, and Colorado housing market insight. Reach out if there's a topic you want covered.